A Dedicated Insurance Partner
Protecting Your Commercial Property Portfolio
Harper Stairmand work with a number of clients with commercial property portfolios. Whether they are office spaces, retail units, restaurants, leisure facilities, factories, warehouses or workshops we have the expertise to help you secure the best insurance policy to keep your investment, and tenants, covered.
As your dedicated insurance broker, Harper Stairmand endeavour to take the hassle out of insuring your properties and make the process as smooth and streamlined as possible for you and those occupying your properties.
Insurance Cover for Commercial Property
There are many products and types of cover to choose from, and which ones you need will depend on your individual business:
- Comprehensive All Risks Cover is a great all-round insurance cover for your properties that typically has only a small list of exclusions.
- Property Owners’ Liability Insurance covers your legal liabilities as the owner of the property should there be an injury or property damage.
- Loss of Rent Insurance policies protect you against the loss of income in the event of a fire, flood or any other event covered under the main part of the policy.
- Malicious Damage by Tenants protects you for any damage caused deliberately by any tenants within your properties.
- Employers’ Liability is a legal requirement when you employ staff to help manage and maintain your portfolio. It covers the costs of any damages for injuries suffered in the course of their employment.
- Legal Expenses policies can help to cover your legal costs incurred through such incidents as eviction or repossession of the property.
Every Business is Unique
Our experience as commercial property insurance specialists enables us to guide our clients towards the best policies for their unique business needs. We know that no two businesses are the same so we take great care in getting to know every one of our clients so we can make the best possible recommendations to meet their individual requirements.
Getting to know your company and your personal attitude to risk (and that of any other relevant parties such as finance providers) will let us determine which solutions would be best suited to your Commercial Landlord and Property Owner Insurance needs.
Want to make sure your tenants have the right insurance cover as well?
Why not recommend our services and let us help give you permanent peace of mind that your investments are protected against the unknown.
Residential Property
Harper Stairmand are Residential Property Insurance Brokers too
Harper Stairmand are also experts in the Residential Property Insurance market having worked with some well-known names in the industry.
Our relationships with leading insurers allows us to source cover with competitive terms for unoccupied properties, those going through refurbishment, and derelict sites.
Whether you have one large property with multiple tenants, or a whole portfolio of different properties we can negotiate the best insurance cover for your unique requirements.
Client Benefits
With so many different insurance options to cover your business, Harper Stairmand are the recommended Insurance Broker for the UK’s haulage, transport and logistics businesses. Our status as part of the JMG Group, a Top 30 UK Insurance Broker, means that we can leverage our connections to your advantage and help you secure the best policies at competitive prices.
Keeping down time to a minimum through a comprehensive insurance schedule, and providing an excellent claims handling service is the foundation of our service. As a Harper Stairmand haulage, transport and logistics Client, you can also benefit from the additional services of our risk management partners who can make sure that your health and safety procedures are working to protect your employees, business and product reputation by helping you take more control over the prevention of workplace accidents.