A Dedicated Insurance Partner
Leisure, Hospitality, and Licenced Trade
Finding the right insurance cover for your business can be a challenge, that’s why Harper Stairmand are the trusted insurance brokers to many hotels, guest houses, restaurants, pubs, cafes, and coffee shops all over the UK.
Insurance Cover for Leisure, Hospitality, and Licenced Trade Businesses
Making sure that your buildings and contents are well covered, as well as having great liability insurance are the main aspects of cover within this sector.
Some of the insurance products commonly sourced for our leisure and hospitality clients in addition to or as part of their Commercial Combined Insurance include:
- Material Damage to cover their buildings, furniture and fittings, equipment, and stock.
- Business Interruption policies to protect against loss of business following a claim under the Material Damage cover.
- Public and Employers’ Liability to protect both the public and your employees in the event of an injury or financial loss.
- Legal Expense cover to help with the costs of any defending any claims.
- Loss of Licence cover if you should lose a licence to trade through circumstances outside of your control.
- Motor vehicle and fleet cover for the company vehicles.
- Money cover if you handle or keep large amounts of cash on the premises.
- Travel policies should your staff be visiting international destinations for training or other business needs.
- Cyber packages to protect your business from potential cyber attacks or incidents.
- Glass cover for any particularly ornate or branded glass to ensure that they are fully replaced to the same standard.
Every Business is Unique
It is not just the hospitality industry that Harper Stairmand provide peace of mind for. The leisure industry is booming with a number of social clubs, sports centres and sporting clubs relying on us to find the best insurance at competitive rates for their unique establishments.
Harper Stairmand have strong relationships across the insurance market meaning that we can source the best insurance cover for your business at competitive rates. We have access to insurers who provide specialist cover for the leisure and hospitality industry no matter the size or nature of your business.
Client Benefits
With so many different insurance options to cover your business, Harper Stairmand are the recommended Insurance Broker for the UK’s Leisure, Hospitality, and Licenced Trade businesses. Our status as part of the JMG Group, a Top 30 UK Insurance Broker, means that we can leverage our connections to your advantage and help you secure the best policies at competitive prices.
Keeping down time to a minimum through a comprehensive insurance schedule, and providing an excellent claims handling service is the foundation of our service. As a Harper Stairmand Leisure, Hospitality, and Licenced Trade Client, you can also benefit from the additional services of our risk management partners who can make sure that your health and safety procedures are working to protect your employees, business and product reputation by helping you take more control over the prevention of workplace accidents.