A Dedicated Insurance Partner
Shops, Salons and Retail Businesses
Harper Stairmand are dedicated to helping the high streets continue to flourish and are here to help you find the right insurance at competitive rates for your business no matter what you sell.
Insurance Cover for Shops, Salons and Retail Businesses
Some of the insurance products that shops, salons and retail businesses could require are:
- Material Damage cover for the building, furniture and shop fittings, business equipment, and stock within the premises.
- Business Interruption policies protect you for any loss of revenue resulting from a claim under your Material Damage cover.
- Public and Employers’ Liability will protect the public and your employees in the event of an injury or financial loss while in your premises, or as a result of your business.
- Product Liability covers customers and third parties for claims arising specifically from the use of any products that you make.
- Professional Indemnity Insurance covers your business if you provide designs, specifications or bespoke products from your shop.
- Money cover if you handle or keep large amounts of cash on the premises.
- Glass cover can specifically cover any ornate or branded glass shopfronts to ensure that they are fully replaced to the same standard should something happen to them.
Every Business is Unique
Each business is unique in what they sell and their approach to the protection to their risks. Harper Stairmand understand the effort it takes to run a business and will get to know you and the specific details of your retail outlet so we can give you peace of mind that your insurance cover meets your exact requirements.
Client Benefits
As a successful retail business, you are likely to have many people visiting your premises, and the potential risks from this can be successfully managed with comprehensive health and safety plans. Being a Harper Stairmand Shop or Retail Business client, you can benefit from our partnership with other service providers within the JMG Group (a Top 30 UK Insurance Broker) to enhance the peace of mind that our insurance services can bring.
Risk management advice and training delivered by experienced industry experts is a great way to ensure that your staff are clear on the practices and procedures they need to follow, and to help you manage your Health and Safety responsibilities more effectively.