A Dedicated Insurance Partner
Contractors, Plant and Construction
Harper Stairmand know how important it is to know that your business is adequately covered to protect you against all eventualities, and that this is even more important in the trade and construction industry.
Insurance Cover for Contractors, Plant and Construction Businesses
Harper Stairmand are the insurance broker to many contractors and construction businesses all across the UK and have helped to arrange comprehensive insurance schedules covering:
- Contract Works All Risks cover protects the work you have undertaken on a project as well as temporary buildings, materials, and your machinery stored on site.
- Public Liability to cover any property damage or third party injury sustained as a result of your work.
- Employers Liability protecting you from the compensation costs associated with any employees or subcontractors being injured in the course of their work.
- Professional Indemnity insurance to cover the advice given during the course of your work.
- Efficacy Cover is designed to cover the failure of an item or service to perform its intended function in the course of the project.
- Own Plant & Equipment insurance to cover the machinery and tools needed to carry out the project.
- Hired-in Plant insurance covers you while using third party machinery to help meet the costs of repairs or replacements.
- Employee Tool cover protects the tools of your trade so that you don’t have to worry about loss, theft and damage of your employee’s tools while on the job.
- Business Interruption policies will help against the loss of business while a claim is made under another policy.
- JCT 6.5.1 Cover for any damage not caused by negligence during the construction project.
- Motor Fleet insurance for all your business vehicles, from cars and vans to construction vehicles.
- Performance or Surety Bonds (also known as a contract bond) can be issued by an insurance company or a bank to guarantee the satisfactory completion of a project by a contractor.
Every Business is Unique
Each business and contractor is different in the services they provide to their clients and their insurance needs are too. Harper Stairmand are experts in this market and will work closely with you to understand exactly what insurance covers you require.
Client Benefits
With so many different insurance options to cover your business, Harper Stairmand are the recommended Insurance Broker for the UK’s Contractor, Plant and Construction industry. Our status as part of the JMG Group, a Top 30 UK Insurance Broker, means that we can leverage our connections to your advantage and help you secure the best policies at competitive prices.
Keeping down time to a minimum through a comprehensive insurance schedule, and providing an excellent claims handling service is the foundation of our service. As a Harper Stairmand Contractor, Plant and Construction Client, you can also benefit from the additional services of our risk management partners who can make sure that your health and safety procedures are working to protect your employees, business and product reputation by helping you take more control over the prevention of workplace accidents.