A Dedicated Insurance Partner
Professional Indemnity
Harper Stairmand understand the importance of having the right Professional Indemnity Insurance cover, especially when a business’ reputation relies on the quality of the advice given.
The advice and expertise you give to your clients can have a profound effect, whether it is the primary service of your company or in addition to another product or service, which is why it is important to make sure that you protect yourself should a client take legal action against you as a result of this professional advice.
Professional Indemnity Insurance Cover for Service Businesses
Often referred to as cover for errors and omissions, Professional Indemnity insurance will help you meet the costs associated with defending a claim and protecting your professional reputation should a client accidently be given the wrong advice, or if the communication of advice was incomplete and important information left out.
There are a number of exclusions that these policies won’t cover such as deliberate acts of miscommunication, the payment of regulators fines or penalties, and defective workmanship. It is important that you can rely on the reputation of your insurance broker to give you the best recommendations for your business.
Every Business is Unique
Professionals across many different industries rely on Harper Stairmand to give them the best recommendations for their Professional Indemnity insurance and help them understand the options presented to them.
- Building contractors, architects, decorators and estate agents
- Management, training, and business consultants
- Graphic designers, web designers, public relations and marketing consultants
- Lawyers, counsellors, doctors and psychotherapists
While these policies are important, they are also highly complex as they cover a variety of scenarios unique to your individual business and may need to meet the criteria of a governing body that oversees your profession. Clients might also stipulate the level of cover you should have in order to do business with them, and Limits of Indemnity
Client Benefits
With so many different insurance options to cover your business, Harper Stairmand are the recommended Insurance Broker for the UK’s Service Business industry. Our status as part of the JMG Group, a Top 30 UK Insurance Broker, means that we can leverage our connections to your advantage and help you secure the best policies at competitive prices.
Keeping down time to a minimum through a comprehensive insurance schedule, and providing an excellent claims handling service is the foundation of our service. As a Harper Stairmand Professional Indemnity Client, you can also benefit from the additional services of our risk management partners who can make sure that your health and safety procedures are working to protect your employees, business and product reputation by helping you take more control over the prevention of workplace accidents.